Our Story

From the beginning, we vowed to invest unreservedly in our core strengths: technology, analytics, and most importantly — our people.

We harness the power of technology, analytics and our people – to create solutions that empower consumers to make more informed decisions about their financial lives.

We’re an incredibly curious bunch. We’re constantly learning and always asking questions.

Our History

  • One Technologies (OT) is founded as a lead-generation company by brothers Alex and Roger Chang in a San Francisco, Calif., apartment.

  • One Technologies moves to Deep Ellum in Dallas, Texas, with nine employees. The primary focus is mortgage leads.

  • Mark Henry, a technology entrepreneur for over 20 years, joins One Technologies as CEO and shareholder.

  • Pete Berkland, Vice President/Strategic Relationships, joins One Tech, overseeing recruiting and business development.

  • One Technologies sells the mortgage business to focus on the consumer credit industry. Combining testing, analytics and marketing, OT assists consumers in obtaining their credit scores and reports, as well as credit monitoring.

  • One Tech outgrows its original space and moves with 39 employees to the fifth floor of an office building north of downtown Dallas.

    Accolades: Inc. 500, Tech Titan Fast 50, Deloitte’s Technology Fast 500™, Dallas 100

  • Built in just 12 weeks, One Tech launches MyCreditHealth, the first product in the consumer credit industry that authenticates a consumer’s identity prior to them signing up for the product, ensuring that only consumers who can verify their personal data can be offered our service.

    Customer Care launches with one vendor and 20 at-home agents.

    One Tech takes over the entire sixth floor with 50 employees.

    Accolades: Inc. 500, Tech Titan Fast 50, Deloitte’s Technology Fast 500™, Best Companies to Work for in Texas, Dallas 100

  • OT contracts its first brick-and-mortar call center.

    The One Tech team grows to 100 employees.

    Accolades: Inc. 500, Tech Titan Fast 50, Deloitte’s Technology Fast 500™, Best Companies to Work for in Texas, Dallas 100

  • Fred Loeber, Senior Vice President/General Counsel, joins OT, overseeing the Legal department after honing his business and legal skills at American Airlines, Blockbuster and Match.com.

  • One Tech expands to part of the seventh floor with 121 employees.

    Accolades: Inc. 5000, Tech Titan Fast 50, Deloitte’s Technology Fast 500™, Best Companies to Work for in Texas, Dallas 100

  • One Tech launches ScoreSense®, enhancing the user experience by enabling members to more easily access, interact with and understand their entire credit profile.

    Customer Care establishes an internal call center with six agents.

  • One Tech signs up its millionth ScoreSense member.

    Accolades: Inc. 5000, Tech Titan Fast 50, Deloitte’s Technology Fast 500™, Best Companies to Work for in Texas, Dallas 100

  • Matt Watson takes on a VP role overseeing analytics, eight years after joining the company.

    The One Tech team grows to 150 employees.

    Accolades: Inc. 5000, Tech Titan Fast 50, Deloitte’s Technology Fast 500™, Dallas 100

  • Clay Myers joins as Chief Financial Officer, with over 30 years of financial leadership experience in high-growth environments.

  • Heather George, Vice President/Human Resources & Facilities, joins One Tech, bringing 15 years of strategic leadership and relationship management experience.

  • One Tech expands its office space to include the entire sixth and seventh floors with 180 employees.

    Accolades: Inc. 5000, Tech Titan Fast 50, Texas Technology Fast 500, Dallas 100

  • One Tech acquires NationalCreditReport.com, a site serving consumers seeking annual credit reports. OT enhances NCR to offer the convenience of a complete credit profile in one place.

  • Mary Welsh joins OT as Vice President/Partnership Marketing, bringing senior leadership sales, marketing and operations experience.

    Customer Care expands to 12 call centers.

  • One Tech takes over the entire fifth floor, adding an employee lounge, game room and meeting area designed to accommodate the company’s 192 employees.

    Accolades: Best Companies to Work for in Texas

  • One Tech launches a credit app for iOS and Android.

    Scores To Go® provides ScoreSense members with quick, anytime access to their credit scores and reports from the three national credit reporting agencies  – Experian, Equifax and TransUnion. Members can view their  credit profile and get notifications about their scores on their phone or tablet.

  • Richard Bonazzoli, Vice President/Chief Technology Officer, joins OT, bringing 17 years of software development and quality testing experience.

  • One Tech invests in technology, updating the platform and launching a new version of ScoreSense to give members more insights, better tools and one-on-one support to help them make the most of their credit.

    Customer Care launches the Credit Specialist program to assist members with questions they may have about credit.

    The One Tech team grows to 200 employees.

    Accolades: Best Companies to Work for in Texas

  • One Tech enhances the ScoreSense user experience by simplifying credit report information and personalizing credit score insights in an exciting new design.

  • Paul Davis joins One Technologies as Vice President/Data Science, bringing over 25 years of experience leading analytics practices as well as designing and patenting technologies for advertising and marketing platforms.



From the start, we pledged to prioritize technology investment over profits. It wasn't always easy. But we stuck by it and it has paid off. The development of proprietary solutions is what has allowed us to stay competitive amid unpredictable market conditions.


"Measure your world and use your measurements." This is a motto we like to live by. Our growth has been propelled by a single-minded dedication to quantitative analytics and sophisticated testing methodologies.

Our People

By far, the most rewarding investment we make is in our people and preserving the collaborative, and more importantly, respectful culture where people work together to build world-class products.

Our Leadership

From team-building activities to community service, our amazing executive team not only leads, they work, serve, and play alongside the rest of the team. No divas at OT.

Jamie Schultz

Jamie Schultz


Jamie Schultz has worked at One Technologies since 2004, having held titles of Marketing Manager, Director of Operations, and Chief Strategy Officer, among other things. He holds a B.S. in Aeronautical Engineering and an M.S. in Environmental Engineering from Purdue University.

Matt Watson

Matt Watson

Chief Strategy Officer

Matt graduated from Purdue University with a degree in Computer Technology. He joined One Technologies in 2004 because of the colorful personalities, the focus on analytics—and because two rocket scientists asked nicely. Ten years later he’s still at One Tech because the work is challenging and the culture is incredible. In his spare time Matt likes to climb mountains, snowboard, and scuba dive. It is almost certain he will kill himself eventually and the company has already identified several replacement candidates.

Duane Bell

Duane Bell

Chief Financial Officer

Duane Bell joined OT in 2021 with a wealth of experience in helping grow and transform companies of all sizes. After 20 years in public accounting, Duane has worked as a CEO, CFO and COO in large, international firms as well as small startups. He brings expertise in change management, operations management, forecasting, and building stronger, more resilient companies. He holds a degree in accounting from Illinois State University. While he’s often been described as a workaholic, Duane is an avid sports fan and enjoys watching football, hockey, basketball, and baseball when he’s not working.

Jonathan Burr

Jonathan Burr

Chief Technology Officer

Jon Burr joined OT with nearly three decades of experience in ecommerce. He has managed technology for large affiliate, email marketing and content marketing organizations and is a recognized expert in analytics, machine learning and data. He’s drawn to OT’s positive culture and the opportunity to modernize the technology. He aims to work with the teams to create both short-term and long-term technical strategies that will drive business value and world-class technology capabilities to enhance consumers’ product experience. A graduate of Bradley University (BSEE) and Northern Illinois University (MBA), Burr is married with five children and stepchildren. He loves spending time outdoors, whether it’s backpacking, skiing, golfing, hiking, camping, kayaking, fishing, biking or other outdoor activities.

Fred Loeber

Fred Loeber

SVP, General Counsel

Fred graduated from the University of Texas School of Law. Before joining One Technologies, Fred honed his business and legal skills at American Airlines, Blockbuster, and Match.com. Fred jumped at the chance to join One Tech and help guide the company through the challenges of marketing to consumers online. Fred devotes his time away from One Tech to family activities with his wife and kids, including enjoying time outside at White Rock Lake and attending performances at the Dallas Children’s Theater.

Carlos Medina

Carlos Medina

SVP, Operations & Business Development

Carlos was named SVP of Operations and Business Development for One Technologies in 2020. He joined One Tech as VP, Strategic Business Development in 2019 bringing extensive work experience in the financial and credit services spaces. Prior to One Tech, Carlos was with Experian for 11 years, most recently as SVP of Strategy and Growth Operations, where he helped to generate revenue growth by cultivating business relationships with industry partners and suppliers. Before that, Carlos served as VP of Business Development at IBM Global Services, where he managed and supported strategic accounts. Outside of the office, you can find Carlos enjoying the outdoors, riding his Harley Davidson motorcycle with his wife – and rooting for Real Madrid, his favorite soccer team.

Heather George

Heather George

VP, Human Resources & Facilities

Heather joined One Technologies in 2013, bringing with her more than 15 years of strategic leadership and relations management experience in high-profile companies including Snelling Staffing Services and Hotels.com. Heather partners with One Tech executive management on leading and managing a diverse organization to be as successful internally as externally. She provides keen insights, strategic direction, prioritization and execution to her Human Resources and Facilities department team. Heather loves her work at One Tech for a host of reasons…the people, the culture and the opportunities she’s afforded to help make a real difference in the quality of “work life”. HR is truly appreciated at One Tech – something that isn’t always the case at other companies. Away from the office, Heather enjoys spending time outside watching her kids’ sports games, golfing, going on walks or shopping (ok, shopping may or may not be outside). She lives with her husband, Chad, their children, Cameron and Mitchell, and their much-beloved fur babies – a Shih Tzu and a French Brittany spaniel.

Community Involvement

We're committed to enriching the Dallas community by donating our time and resources to making a difference in the lives of those in need.

  • 50 Bicycles Built
  • 5,300 Hours Volunteered
  • 664 Seedlings Planted
  • 2,372 Pounds of Goods Donated
  • 123 Trees Planted
  • 377,718 Meals Packed/Donated
  • 1,818 Books Donated
  • 1 Playground Installed
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