Our Story

From the beginning, we vowed to invest unreservedly in our core strengths: technology, analytics, and most importantly — our people.

We harness the power of technology, analytics and our people – to create solutions that empower consumers to make more informed decisions about their financial lives.

We’re an incredibly curious bunch. We’re constantly learning and always asking questions.

Our History

  • One Technologies (OT) is founded as a lead-generation company by brothers Alex and Roger Chang in a San Francisco, Calif., apartment.

  • One Technologies moves to Deep Ellum in Dallas, Texas, with nine employees. The primary focus is mortgage leads.

  • Mark Henry, a technology entrepreneur for over 20 years, joins One Technologies as CEO and shareholder.

  • Pete Berkland, Vice President/Strategic Relationships, joins One Tech, overseeing recruiting and business development.

  • One Technologies sells the mortgage business to focus on the consumer credit industry. Combining testing, analytics and marketing, OT assists consumers in obtaining their credit scores and reports, as well as credit monitoring.

  • One Tech outgrows its original space and moves with 39 employees to the fifth floor of an office building north of downtown Dallas.

    Accolades: Inc. 500, Tech Titan Fast 50, Deloitte’s Technology Fast 500™, Dallas 100

  • Built in just 12 weeks, One Tech launches MyCreditHealth, the first product in the consumer credit industry that authenticates a consumer’s identity prior to them signing up for the product, ensuring that only consumers who can verify their personal data can be offered our service.

    Customer Care launches with one vendor and 20 at-home agents.

    One Tech takes over the entire sixth floor with 50 employees.

    Accolades: Inc. 500, Tech Titan Fast 50, Deloitte’s Technology Fast 500™, Best Companies to Work for in Texas, Dallas 100

  • OT contracts its first brick-and-mortar call center.

    The One Tech team grows to 100 employees.

    Accolades: Inc. 500, Tech Titan Fast 50, Deloitte’s Technology Fast 500™, Best Companies to Work for in Texas, Dallas 100

  • Fred Loeber, Senior Vice President/General Counsel, joins OT, overseeing the Legal department after honing his business and legal skills at American Airlines, Blockbuster and Match.com.

  • One Tech expands to part of the seventh floor with 121 employees.

    Accolades: Inc. 5000, Tech Titan Fast 50, Deloitte’s Technology Fast 500™, Best Companies to Work for in Texas, Dallas 100

  • One Tech launches ScoreSense®, enhancing the user experience by enabling members to more easily access, interact with and understand their entire credit profile.

    Customer Care establishes an internal call center with six agents.

  • One Tech signs up its millionth ScoreSense member.

    Accolades: Inc. 5000, Tech Titan Fast 50, Deloitte’s Technology Fast 500™, Best Companies to Work for in Texas, Dallas 100

  • Matt Watson takes on a VP role overseeing analytics, eight years after joining the company.

    The One Tech team grows to 150 employees.

    Accolades: Inc. 5000, Tech Titan Fast 50, Deloitte’s Technology Fast 500™, Dallas 100

  • Clay Myers joins as Chief Financial Officer, with over 30 years of financial leadership experience in high-growth environments.

  • Heather George, Vice President/Human Resources & Facilities, joins One Tech, bringing 15 years of strategic leadership and relationship management experience.

  • One Tech expands its office space to include the entire sixth and seventh floors with 180 employees.

    Accolades: Inc. 5000, Tech Titan Fast 50, Texas Technology Fast 500, Dallas 100

  • One Tech acquires NationalCreditReport.com, a site serving consumers seeking annual credit reports. OT enhances NCR to offer the convenience of a complete credit profile in one place.

  • Mary Welsh joins OT as Vice President/Partnership Marketing, bringing senior leadership sales, marketing and operations experience.

    Customer Care expands to 12 call centers.

  • One Tech takes over the entire fifth floor, adding an employee lounge, game room and meeting area designed to accommodate the company’s 192 employees.

    Accolades: Best Companies to Work for in Texas

  • One Tech launches a credit app for iOS and Android.

    Scores To Go® provides ScoreSense members with quick, anytime access to their credit scores and reports from the three national credit reporting agencies  – Experian, Equifax and TransUnion. Members can view their  credit profile and get notifications about their scores on their phone or tablet.

  • Richard Bonazzoli, Vice President/Chief Technology Officer, joins OT, bringing 17 years of software development and quality testing experience.

  • One Tech invests in technology, updating the platform and launching a new version of ScoreSense to give members more insights, better tools and one-on-one support to help them make the most of their credit.

    Customer Care launches the Credit Specialist program to assist members with questions they may have about credit.

    The One Tech team grows to 200 employees.

    Accolades: Best Companies to Work for in Texas

  • One Tech enhances the ScoreSense user experience by simplifying credit report information and personalizing credit score insights in an exciting new design.

  • Paul Davis joins One Technologies as Vice President/Data Science, bringing over 25 years of experience leading analytics practices as well as designing and patenting technologies for advertising and marketing platforms.



From the start, we pledged to prioritize technology investment over profits. It wasn't always easy. But we stuck by it and it has paid off. The development of proprietary solutions is what has allowed us to stay competitive amid unpredictable market conditions.


"Measure your world and use your measurements." This is a motto we like to live by. Our growth has been propelled by a single-minded dedication to quantitative analytics and sophisticated testing methodologies.

Our People

By far, the most rewarding investment we make is in our people and preserving the collaborative, and more importantly, respectful culture where people work together to build world-class products.

Our Leadership

From team-building activities to community service, our amazing executive team not only leads, they work, serve, and play alongside the rest of the team. No divas at OT.

Sanjay Baskaran

Sanjay Baskaran


Sanjay joined One Technologies as CEO in 2018 after 20 years of leadership in e-commerce, financial services and analytics. His passion is inspiring teams to build great products and delightful experiences that customers love. Sanjay’s executive experience includes Amazon as General Manager Credit Cards and Blucora as TaxAct President and a Named Executive Officer. Prior to that he was Vice President of Analytics at Visa and held progressive leadership roles at HSBC in Marketing, New Product, Risk Management and Operations. Sanjay has an M.B.A. from Michigan State University and B. Tech. in Chemical Engineering from Osmania University, India. Outside of work, he is passionate about playing golf, trying new restaurants and wines with family and friends, watching football, basketball, car racing and cricket, relaxing on a beach and sustainable giving.

Clay Myers

Clay Myers


Clay Myers, COO of One Technologies, joined the company in June 2013 as CFO. He has over 30 years of financial leadership experience, mostly in high growth environments. Prior to One Tech, Clay was CFO at HyperCube, Allegiance Telecom, and Weblink Wireless, all of which experienced dramatic growth. Clay has also held senior positions at Dell and Ernst & Young. He has architected successful capital markets transactions, including initial public offerings, syndicated bank financings and high yield issues. Clay is a CPA and holds a BBA from the University of Texas at Austin.

Halim Kucur

Halim Kucur


Halim joined One Technologies as CPO in 2018 after seven years at Amazon. He served as General Manager in Amazon Web Services (AWS), leading delivery and day-to-day operations. Before AWS, Halim was General Manager for Amazon Credit Cards, helping to accelerate the growth of Shop with Points, Amazon’s partnership with third-party loyalty programs and a large-scale machine learning display advertising engine to scale credit card acquisition. Prior to Amazon, he worked for Booz & Company, and served as an Economist for the Executive Board of the International Monetary Fund. Halim earned an MBA from the Booth School of Business at the University of Chicago, an MA in Economics from the University of Maryland and a BA from Bogazici University in Istanbul where he was class Valedictorian. Outside of work, Halim enjoys spending time with his family, playing chess online, and watching games of Fenerbahce, his favorite team from Turkey.

Fred Loeber

Fred Loeber

SVP, General Counsel

Fred graduated from the University of Texas School of Law. Before joining One Technologies, Fred honed his business and legal skills at American Airlines, Blockbuster, and Match.com. Fred jumped at the chance to join One Tech and help guide the company through the challenges of marketing to consumers online. Fred devotes his time away from One Tech to family activities with his wife Stephanie and kids Simon and Sophie, including enjoying time outside at White Rock Lake and attending performances at the Dallas Children’s Theater.

Mary Welsh

Mary Welsh

VP, Partnership Marketing

Mary joined the One Technologies team in May of 2014. Prior to joining One Tech, Mary held senior leadership positions at DexMedia and Verizon, and brings strong sales, marketing, and operations experience to the company. Mary graduated from West Virginia University with a Bachelor of Science degree in Business, and also attended the Executive Management program at Smith College. When away from the office, Mary enjoys playing tennis, working out, and spending time with family and friends.

Matt Watson

Matt Watson

VP, Corporate Insights

Matt graduated from Purdue University with a degree in Computer Technology. He joined One Technologies in 2004 because of the colorful personalities, the focus on analytics—and because two rocket scientists asked nicely. Ten years later he’s still at One Tech because the work is challenging and the culture is incredible. In his spare time Matt likes to climb mountains, snowboard, and scuba dive. It is almost certain he will kill himself eventually and the company has already identified several replacement candidates.

Heather George

Heather George

VP, Human Resources & Facilities

Heather joined One Technologies in 2013, bringing with her more than 15 years of strategic leadership and relations management experience in high-profile companies including Snelling Staffing Services and Hotels.com. Heather partners with One Tech executive management on leading and managing a diverse organization to be as successful internally as externally. She provides keen insights, strategic direction, prioritization and execution to her Human Resources and Facilities department team. Heather loves her work at One Tech for a host of reasons…the people, the culture and the opportunities she’s afforded to help make a real difference in the quality of “work life”. HR is truly appreciated at One Tech – something that isn’t always the case at other companies. Away from the office, Heather enjoys spending time outside watching her kids’ sports games, golfing, going on walks or shopping (ok, shopping may or may not be outside). She lives with her husband, Chad, their children, Cameron and Mitchell, and their much-beloved fur babies – a Shih Tzu and a French Brittany spaniel.

Richard Bonazzoli

Richard Bonazzoli


Richard joined OT in 2015. Part bounty hunter, part Sherlock Holmes, he relentlessly and methodically hunts down software problems and solves them. Richard is an industry pro with serious global cred. His 17 years of experience in software development and quality testing includes a 10-year stint in Prague running one of the most trafficked employment websites, Monster.com. On weekends, the only time you’ll catch Richard sitting down is when he’s behind the wheel. An avowed grease monkey and racing enthusiast, you’ll likely find him in one of three places... under the hood of a ‘50s or ‘60s era vintage car he’s restoring, at a car show hunting down the next sweet ride – or at the track in the driver’s seat of a stock car or drag racer.

Paul Davis

Paul Davis

VP, Data Science

Paul joined One Technologies in 2018 with over 25 years of experience leading analytics practices. He has held senior leadership positions at JetSmarter, Hugo Enterprises and Experian, which all experienced dramatic growth during his tenure. Coincidence? We think not! Especially when you consider that he has designed and patented technologies for advertising and marketing platforms. Paul’s career is not the only thing flying high. As a Commercial Pilot and Advanced Flight Instructor, he uses his passion for aviation to help others. Paul is a volunteer pilot for Angel Flight, a nonprofit organization that assists children and adults with non-emergency medical travel, and Pilots N Paws, an animal welfare group that helps transport four-legged fur babies in need of rescue. In his spare time, Paul enjoys hiking, skiing and traveling the world with his wife, Liza, and their four young children, Michael, Robert, Eric and Rachel.

Pete Berkland

Pete Berkland

VP, Strategic Relationships

Pete joined One Technologies in 2005. In 2007, he built the recruiting organization that took One Tech from 35 people to 190 people. For the last four years, he has headed up strategic relationships, both domestic and international. A start-up veteran, Pete held senior business development positions at RateMyMortgage and Oversee.net. He joined One Tech because he likes early stage, high growth companies and working with really smart people. Out of the office he likes to spend time with family and friends.

Community Involvement

We're committed to enriching the Dallas community by donating our time and resources to making a difference in the lives of those in need.

  • 50 Bicycles Built
  • 5,300 Hours Volunteered
  • 664 Seedlings Planted
  • 2,372 Pounds of Goods Donated
  • 123 Trees Planted
  • 377,718 Meals Packed/Donated
  • 1,818 Books Donated
  • 1 Playground Installed
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